Variable Rate Loans

A loan with flexible product features where you can redraw or make additional payments at no cost.

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  • Variable interest rate offers you greater flexibility
  • Interest rate discounts available depending on your circumstances


  • Principal and Interest or Interest Only repayment options to fit your financial plans
  • Monthly, fortnightly or weekly repayment frequency options to suit your cash flow
  • Loan terms up to 30 years for a repayment period that's comfortable for you
  • Additional repayments at no cost lets you repay your mortgage sooner
  • Redraw available by multiple methods, including a Debit Card to access funds via ATMs and EFTPOS
  • Split your loan up to four times


  • Free internet and phone transactions
  • Flexible repayment options
  • 24 hour access to funds through Debit Card, ATM and EFTPOS
  • Available to you whether you're buying land, building or both
*A fee is payable on debit card transactions performed overseas.

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Find out which rates apply to our loan products.

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